The Jerry Smith, Beads (jsbeads.com) Safe Shopping Guarantee protects you while you shop at Jerry Smith, Beads (jsbeads.com), so that you never have to worry about credit card safety. Period. We guarantee that every transaction you make at Jerry Smith, Beads (jsbeads.com) will be safe.

This means you pay nothing if unauthorized charges are made to your card as a result of shopping at Jerry Smith, Beads (jsbeads.com). Read the details of this policy.

Safe Shopping Guarantee

Why is Jerry Smith, Beads (jsbeads.com) so safe?

Safety in Numbers: When you shop at Jerry Smith, Beads (jsbeads.com), you will be one of thousands of customers who have safely shopped with us without credit card fraud.

Safe Technology: Our Secure Sockets Layer (SSL) software is the industry standard and among the best software available today for secure online commerce transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read as the information travels over the Internet.

More Encryption: Within our database, we use an RC4 type algorithm to store the Credit card information. The algorithm was developed in 1987 by Ron Rivest, for RSA Data Security, and was a propriety algorithm until 1994. The RSA-types algorithms are immune to differential and linear cryptanalysis. If a "hacker" were to download the database, they would have to have the Key to read the data. Of couse they would have to know where the datbase is located, and the passwords to access it.

No Permanent Data: Once you order has been approved the credit card information is deleted from the server, the number is simply set to zero.

What About My Trash?: All printed Credit Card information is shredded before it is thrown away. The only copies that we have are on those little yellow credit card receipts. We keep those in the office.

Still don't want to use your credit card on the Internet? - No problem. Just fill out our order form online. Select "Will Call With Information" from the drop down box. Once you have fully submitted your order, you can call 407-327-4363 with you card number

Jerry Smith Beads is a home-based business located in central Florida. Please be aware of what time-zone you are in, we are in the eastern time zone. Most of the time, we turn the ringer off after 6:00pm and on the weekends.

Checks and Money Orders - We accept checks or money orders denominated in U.S. dollars as payment for most orders.

If you do choose to pay by check, you can send payment to the address below once you have fully submitted your order. Please be sure to write your e-mail address/order number on the check or money order so we may properly credit your account.

Jerry Smith
120 Windsor Cresent St
Winter Springs, FL 32708
USA

We only accept money orders denominated in U.S. dollars or checks denominated in U.S. dollars and drawn on a U.S. bank.

Paying by check slows down your order, as we don't process your order until your check is received, and we don't ship the items to you until your funds clear. If you are in the United States, paying by personal check typically delays your order two to three weeks.

You may lose part of your order. Our policy is to ship the first available order for which there are sufficient funds. We will refund the difference

Guarantee Details: - Under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50 of fraudulent charges. If your bank does hold you liable for any of this $50, Jerry Smith, Beads (jsbeads.com) will cover the entire liability for you, up to the full $50. Jerry Smith, Beads (jsbeads.com) will cover this liability only if the unauthorized use of your credit card resulted through no fault of your own from purchases made at Jerry Smith, Beads (jsbeads.com) while using the secure server.

In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.

Authorizing Your Credit Card: - It is not uncommon for a request for credit card authorization to fail once or twice before the card is finally authorized. We will send you e-mail if we have trouble in authorizing your credit card.

You are always welcome to submit new credit card information to us for a particular order, if the order has not yet entered the shipping process.

Jerry Smith, Beads
Gemstone Beads -- Serving the Beading Community..Since 1999